Drowning in choices when it comes to credit cards? Simplify your search. If dining out often is your thing, you’re in the right spot. We’ve analyzed the best credit cards for restaurant enthusiasts. Let’s get straight to the point.
After meticulously reviewing hundreds of credit card options for you, here’s our top-tier selection:
Chase Sapphire Reserve® Card
The Chase Sapphire Reserve® Card gained recognition from restaurant lovers, as it provides an unlimited 3 points for every dollar spent on dining. With each point easily redeemable for 1.5 cents, this translates to an impressive 4.5% cashback equivalent.
American Express® Gold Card
With no predefined spending limit, the American Express® Gold Card offers a generous reward of 4X Membership Rewards points in your top two monthly business spending categories, including restaurants, and 1 point per $1 on all other purchases.
Citi Custom Cash® Card
The Citi Custom Cash® Card delivers significant benefits without charging an annual fee. It provides an automatic 5% cashback on your highest spending category, including restaurants, up to $500 per billing cycle, with 1% cashback on other categories.
Best Credit Cards for Restaurants From Our Partners
Delving deeper, we’ve expanded our analysis to provide more options and a comprehensive summary of the essential details. This should guide you in making an informed choice. Take note of the highlighted equivalent cashback, which is based on the points rewards and their respective dollar value.
| Rank | Credit card | Benefits Highlights | Restaurants cashback | Annual fee | Required Credit Score | Intro offer | Learn more |
|---|---|---|---|---|---|---|---|
| 1 |
|
4.5% 3 points per dollar,redeemable at 1.5 cent |
$550 |
720-850 (Excellent) |
60,000 bonus points |
||
| 2 |
|
4% 4 points per dollar |
$250 |
690-850 (Excellent) |
60,000 bonus points |
||
| 3 |
|
5% |
$0 |
630-850 (Average - Excellent) |
$200 cash back |
||
| 4 |
|
4% |
$0 |
720-850 (Excellent) |
20,000 bonus points |
In conclusion, with the right choice, you can enjoy a cashback of almost 5%. While some cards require a hefty yearly fee, they offer immense value, effectively reimbursing the entire cost – a prime example being the Sapphire Reserve. On the flip side, options like the Citi Custom Card and the U.S. Bank Altitude® Go Visa Signature® Card let you reap similar rewards without any yearly fee. The power of choice is in your hands!
